WHY KNOX CAPITAL SOLUTIONS?

As an independent credit brokerage business, Knox Capital Solutions has access to the full spectrum of lenders and alternative providers of finance in the market place and the knowledge of the best terms available. Our expertise and experience in raising funding offers reassurance to clients. Together with flexible terms, it helps to explain why Private, Corporate and Commercial clients turn to us to help them secure the best terms available.

We can disassemble the often complicated options available and give our clients peace of mind in the knowledge that our expertise is helping to meet their wide and varied funding needs. Working with an extensive panel of lenders, we can optimise our network of trusted contacts to broaden our clients’ options. Against the backdrop of the tightening of global lending criteria post Credit Crunch, we explore not only traditional lenders but Challenger Banks and Private Equity Investment firms to ensure the widest range of choice.

OUR CORE SERVICES

Knox Capital Solutions offers a wide range of services to meet the needs of our sophisticated clients. We strive to provide our clients with a professional and attentive service, to source the best financial solution for their needs. These solutions are researched on a fully independent and “whole of market” basis, from a wide panel of lenders.

We provide a diverse range of funding services to meet the requirements of our Private, Corporate and Commercial clients.

PROPERTY INVESTMENT FUNDING

Whether you are entering the property market for the first time or enhancing your existing portfolio, at KCS we have access to a wide range of lenders with appetite for the longer term property investment sector.

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COMMERCIAL BUSINESS LENDING

This type of finance is for corporate and commercial trading entities trading in the UK or overseas. Finance is split into a number of areas. Working capital and commercial mortgages are detailed below whilst the others are outlined in different sections.

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BRIDGING FINANCE

Knox Capital Solutions has a number of funding partners in the specialist bridging finance sector. Funds can be used for both personal and commercial use secured against residential and commercial property assets.

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DEVELOPMENT FUNDING

In response to changing market conditions, we have built up strong relationships with a wide number of alternative lenders in order to overcome the increasing challenges for development funding projects.

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OUR PEOPLE

ED OGDEN

Managing Director

ALEC CHOHAN

Senior Manager - Commercial Finance

Client Testimonials

Ed and his team recently arranged a significant funding package for my group. It was quite a complicated transaction and certainly presented a challenge to all concerned. From the start Ed recognised the potential benefits to be had and understood how this significant step could help my business grow.

Throughout the process, Ed stayed in touch and offered hands-on advice. Ed’s support with the banking and legal process was also very useful in getting the loan drawn down. We eventually got the deal through and I have to say I don’t think it would have happened without Knox lending.

My thanks for working so hard to make something happen that has allowed my business to take an important step forward.

Property Investor

It has been a pleasure dealing with Knox Capital.  Working from Canada, Navigating the complex world of UK Financing and Banking would have been impossible without the guidance, knowledge and expertise of Ed Ogden.

He helped us close our first loan and continues to service our every manoeuvre in the UK.  His support has been invaluable.

Overseas Property Investor

We were delighted to work with KCS on a new to bank property investment deal. KCS structured the deal in a way that worked for the Bank and were available at all times to progress matters to a successful conclusion. For that reason we were able to focus on getting to know the Client and building the relationship.

We have worked with KCS on a number of other deals, their passion for clients and knowledge of the industry comes across in abundance.

Funder

I was delighted by the detail & comprehensiveness of the proposal document presented to me.  This was a complex case combining a restructure and a major acquisition which required strong, forward thinking financial analysis and the timing in the midst of the pandemic simply added to the need for attention to detail.  The package put together by Knox Capital Solutions was excellent and enabled me to structure a Credit Paper in a timely and efficient manner.

Further, once sanction was obtained, it was hugely refreshing to witness how much support was provided to the client by Knox Capital Solutions who initiated a regular video call with all interested parties and provided sound, sensible advice to both borrower and lender along the way.  The resulting advance was achieved at a fast pace ensuring a delighted client.

Funder

I was introduced to Alec by a family member who recently completed a transaction with him and was impressed with his professionalism and expertise throughout the process ensuring that the timescales for the transaction which were time critical were fully met. After my initial discussions with Alec, I was impressed by the attention to detail that he undertook with his questions and potential scenarios of moving the transaction forward given the specific circumstances of this particular transaction. His knowledge and experience is highly remarkable and as a result he was able to give us a wide range of recommended options from which we were able to identify a deal that was most suited for us.

He kept me regularly updated throughout the course of the transaction and promptly dealt with any queries that either I or the lender had, or by always going the extra mile to ensure that my interests were protected.  Given the time differences between here and the UK, Alec was always available to communicate with which made working with him a pleasure as he was always contactable and made me feel at ease.   Alec, is easy to get along with and I trust him implicitly to ensure that matters are handled diligently at all times, whilst being executed within the required timelines and this has been clearly demonstrated on this transaction. I am very happy that I was referred to Alec as he has made the whole process painless and seamless for me, and taken a lot of the weight off my shoulders. I would not think twice in recommending Alec to my fellow business associates and will myself definitely come back to Alec for my next transaction.

Overseas Property Investor

We were introduced to Alec and KCS via a close business associate who is well known and respected within our local business community. He has worked with and completed with Alec on a number of occasions in the past year and has been impressed with the professionalism, strong network of senior contacts with the lenders, and excellent negotiation skills, that Alec brings to every transaction that he is involved with.

On this transaction, we needed to complete a buy to let loan (secured against a MUFB) by the end of January otherwise the vendor would pull out of the transaction meaning all the time and effort spent by all parties would have come to nothing. From the outset of the transaction, Alec was immediately on the front foot driving the transaction forward continually both with myself, the lender and all of the other professionals involved in the transaction. He was always available to speak to no matter when and this was a key fact to ensure that the tight deadlines were met and thanks to Alec’s persistence, the speed of his actions, and his sheer determination and hard work together with his professionalism we concluded the transaction within the timelines, even taking into account a last minute restructure on the transaction which Alec handled with the lender diligently ensuring our interests were protected as fully as possible. I can’t recommend Alec highly enough as the confidence and trust that he has instilled in me has meant that I have asked him to source financing options on a number of my other transactions as well as referring him to some other business associates and family members for their financing requirements.

Property Investor

We worked recently with Alec on two buy-to-let mortgages and a construction finance deal. We chose Knox Capital Solutions for two reasons. They came back to us quickly at the outset with a number of extremely competitive solutions and secondly, because Alec is highly knowledgeable and incredibly driven.

 All three finance arrangements had peculiarities and needed driving through to meet the tight timescales. We have developed a good working relationship with Alec as a result and have already recommended him to friends looking for construction finance.

Building Construction Director

I would like to thank Knox Capital Solutions and Alec Chohan in particular for helping us secure financing for our development project. Many brokers were approached before I was introduced to Alec.  The service he provided was exceptional and we were dealt with in a very timely manner.  A solution was always found and we are very happy with the outcome. We would definitely recommend the services of Alec Chohan and Knox Capital Solutions.

 Property Developer

As an existing client, we approached Ram and KCS in regards to a complex high value residential acquisition we were looking to make. Ram produced numerous options and assisted us in finding the right lender who would work for us. Ram and Ed worked tirelessly to get our transaction through within the necessary timescales. We have been using KCS for all our transactions as their service is fantastic and consistent. Huge thank you to Ram and Ed who assisted with this transaction’

Property Developer

Alec Chohan, of Knox Capital Solutions has been instrumental in getting our three mortgages over the line! Without him, they simply would not have happened. I am not normally prone to hyperbole, but Alec is the only reason these transactions completed.

Director, Management Consultancy

 

We approached Ram and KCS to assist in a complicated refinance on our commercial asset which had a very tight deadline. From the initial conversations with Ram, I was blown away with his tenacity and speed, as he understood my requirements fully and got us a very competitive offer within days. He had a great relationship with the lender and this allowed for smooth communication between all parties. He stuck with us all the way to completion and went above and beyond my expectations to achieve this refinance for us. The service received from Ram and the Knox Capital Solutions team was second to none, and we are already utilising their services for another 3 projects.

Company Director

 

Alec Chohan and Knox Capital Solutions provide an unrivalled service in (amongst other things) commercial and residential financing, including bridging finance and mortgages. Alec has relentless energy to close deals within the shortest of timescales, whilst leveraging his fantastic relationships with the broadest section of lenders to place finance, to overcome objections and to ensure timely conclusions. He is always available and ready to help with even the smallest of technicality. Alec placed, applied and closed a complex commercial refinancing during holiday season inside of 4 weeks where other brokers failed to even produce offers in 4 months. He is a key and integral part of our property business.

Director, Property Company

Alec Chohan, is the sole reason behind why we have succeeded in the refinancing of our commercial venture. Without his effort, attention to detail and sheer dogged determination throughout the process, quite simply, we would not have got this done!

Company Director

I had the pleasure of working alongside Knox Capital Solutions and Ram Kakar on a recent transaction. Their services were outstanding, everything was made clear cut and executed perfectly. We completed the transaction rapidly and obtained the asset we wanted to purchase. I would most definitely be working with Ram and Knox Capital Solutions again in the future.

Company Director

I was introduced to Ed as I was looking to raise some finance on a UK property asset which is held in an Offshore vehicle.  Ed listened to my requirements and was able to secure a ten year interest only deal which absolutely met the brief.  I have been delighted with the service I have received and would not hesitate to recommend KCS.

High-Net-Worth Client

I would like to give an immense Thank You to Alec Chohan for his assistance in obtaining a mortgage for me under difficult circumstances.  I can truly say Alec went the extra mile for me and kept me informed every step of the way.  Alec maintained a professional and friendly approach at all times and I felt comfortable with the fact that the end result was going to be positive.

Thank you Alec for all your hard work and perseverance.  The result was bigger than just getting a mortgage and affected my family greatly.

Director

Estate Agent Practice

KCS came highly recommended and I would have no hesitation in recommending KCS and Alec Chohan to my friends and associates.

Alec was always available and very easy to get along with, engendering teamwork with all the parties involved in my transaction.  He showed exceptional attention to detail, and continually went the extra mile to deliver an excellent service.

I look forward to continue using the services in KCS to help grow my BTL business.

Professional Property Investor with a residential investment property portfolio

I have been delighted with the efficiency and excellent level of service that Alec has provided throughout the Bridging Loan process.    Alec is excellent at what he does, with a broad depth of knowledge of the Bridging Loan market.  The level of service I received exceeded my expectations, including great communication, flexibility and persistence from Alec.  I would not hesitate to use KCS services again in the future.

Managing Director  

Higher Education Establishments

We approached KCS to help us with options to raise additional funds against our properties. We did not want to break the advantageous terms on the a first mortgage advance and this was key for us. We were delighted that Ed was able to identify two options and negotiated the terms and pricing down on our behalf.  This resulted in us being able to secure terms that we wouldn’t have been able to without Ed’s help.

Group Project Manager 

KCS client with property portfolios

The confidence you instilled in us as a developer with little financial skills was warming. You took the aggravation and frustration from form filling complex proformas away.  The speed at which you found a willing investor was amazing and the deal you secured for us was astonishingly good in any market.  Your rates are competitive and you made the whole experience a pleasure rather than the ordeal I was expecting.

Many many thanks.

Managing Director

Development Firm

I recently approached KCS to source finance for a commercial acquisition I was developing for rental. I already had an offer of finance from my existing Bank however I was not happy with the terms. Ed was excellent in securing terms which were much improved and also a higher LTV which released working capital for me. He was then able to guide me through the process and liaised with the new lender on my behalf to make sure I was able to draw funds as quickly as possible. 

Managing Director

Construction Firm

We have had a very positive experience with KCS and been impressed with their professional service and market knowledge. We discussed that we were looking for interest only, flexibility and a 10 year loan term. Ed was able to identify a number of lenders who would be able to help  that we would not normally have found ourselves  and we met with them to discuss our needs. Ed assisted in choosing the best lender and this has proved a most fruitful relationship.

We found it invaluable that KCS did more than provide us with options but also helped us throughout the process from beginning to end.

Group Finance Director

Knox Capital Solutions Client

Latest News

KCS Shortlisted for 3 NACFB 2021 Awards

KCS Shortlisted for 3 NACFB Awards

We are delighted to be shortlisted for 3 awards at this year’s NACFB Commercial Broker Awards. The three categories are ‘Bridging Broker of the Year’, ‘Buy-to-Let Broker of the Year’ and ‘Commercial Mortgage Broker of the Year’.

Optimistic Outlook - Case Studies 2021

Optimistic Outlook: Case Studies 2021

Having completed a number of client transactions in Q1 which totalled over £40m, the KCS team are feeling optimistic for 2021. You can learn more about how they have been helping clients in our latest case studies flyer.

NACFB Bridging Broker of the Year 2020

Time to Celebrate – Trophies & Advisory Panels

Knox Capital Solutions is delighted to have received its award trophy from the NACFB as “Bridging Broker of the Year”, following a virtual ceremony. Read also how Ed Ogden has been selected to join their Member Advisor Group.