Property Investment/Development Funding

Traditional bank funding has been the source of financing within the UK property market for the majority of transactions requiring a financing component. Since Credit Crunch, bank lending has become significantly more restrictive in the real estate sector, particularly in the development funding side, where a number of the traditional banks have all but pulled out of the development funding market, leaving developers with few options.

Knox Capital Solutions has, therefore, built up strong relationships with a number of the new Challenger Banks, alternative institutional/professional lenders and private equity lenders in addition to the well-known traditional high street banks.

Knox Capital Solutions has up-to-date knowledge of the types of finance/funding available, the active lenders in the various property sectors and their appetite levels with an in-depth understanding of the relative pricing for the different asset classes.

Whole loans provided by the same institution, but accommodating both the senior debt element and stretched debt element (mezzanine) at a blended margin, are a relatively new development in the property sector and work well in reducing the equity contribution for the right cases.

Knox Capital Solutions has “whole of market” knowledge to be able to provide you or your client with comprehensive, independent advice based on current market information.

Types of Property

  • Commercial Investment Property
  • Offices/Industrial/Secondary/Retail
  • Residential Investment Property
  • Buy to let (BTL)/house in multiple occupancy (HMO)/large residential portfolios
  • Ground up development funding for both commercial and residential units
  • Trophy asset funding
  • High/ultra-value residential funding – London
  • Bridging finance
  • Hotels
  • Care homes
  • Student accommodation